The Thrift Savings Plan Lifecycle Funds are probably too conservative, and they finally realized it! This article in the Washington Post tells how they are about to make the L Funds more aggressive:

TSP ‘lifecycle’ funds to tilt more toward stocks

If you have issues reading that link, you can use this one:

TSP ‘lifecycle’ funds to tilt more toward stocks

If you’re not even sure what a L Fund is, you can go here to start with the basics.

We use Personal Capital. Start here: Step 1 – Start Tracking Your Net Worth.