Lessons to Learn from the Recent 10% Stock Market Decline

Lessons to Learn from the Recent 10% Stock Market Decline

In the last few weeks, the US stock market took about a 10% dive, followed by a partial recovery. What lessons can we all learn from the 10% decline?   1. The stock market is volatile. Since 2009, the stock market has quadrupled in value. This has given many investors...
Why are the TSP Investment Expenses So Low?

Why are the TSP Investment Expenses So Low?

The Thrift Savings Plan (TSP) is known for its low cost investments, and the lower your costs are the more of your investment gains you get to keep. In general, the available TSP funds are lower cost then those offered by the low-cost leader Vanguard. But why? Check...
Saturday Critical Action – Automate Your Bill Paying

Saturday Critical Action – Automate Your Bill Paying

Welcome to a new feature, the Saturday Critical Action. Each Saturday we’ll take the weekly action from Jonathan Clements‘ blog Humble Dollar and “militarize” it for you. Jonathan Clements is a longtime personal finance columnist for The Wall...
Recent Changes in the Thrift Savings Plan

Recent Changes in the Thrift Savings Plan

There have been a few upgrades in the Thrift Savings Plan (TSP). They include: Online Password Reset You can now reset your password online. First you have to validate your contact information (such as an email address or a mobile number) in the My Account portion of...
Simple Steps I Take to Protect My Credit and Identity

Simple Steps I Take to Protect My Credit and Identity

This week there was an article on CNN that the Equifax hack could be worse than we thought. Here are the simple steps that I use to protect my identity and credit: Open all mail. If someone opened a fraudulent account in your name, you might start to get mail that...