Sunday AAR (16SEP2018)

by | 16Sep2018 | Sunday AAR | 0 comments

After Action ReviewThe Sunday After Action Review is a collection of the best articles that we’ve read this week.

Know of a good article or blog that we should read? Please let us know in the comments.


  • The Wealth Equation: Are You a Numerator or a Denominator? – If you read one of these articles, make it this one. The author breaks down wealth into a simple equation. Wealth Index = Earning/Spending. To increase the index you can either increase the Earnings (the numerator) or decrease Spending (the denominator). He cites a couple of blogs that advocate doing one or the other. Around here we come down on the side of the latter. Anyone has a good chance of being successful by cutting spending. Increasing earnings, particularly in the military, is somewhat difficult.
  • Vanguard investors share advice for weathering market volatility – I’ve seen a lot of “What to Do When the Market Crashes” articles lately. This is a good one from the always solid Vanguard blog.
  • Why Bull Markets Are Dangerous – An interesting and educational story from the Bogleheads forum.
  • Most people blow 70% of their money on 3 things – This article had a picture of a big house, and I assumed the point was going to be don’t be crazy and buy a huge place like this one. Then the caption pointed out that it is Warren Buffet’s house. For a billionaire, it’s quite modest.
  • Free credit freezes – They are mandated to be free starting September 21st. This article also explains the difference between freezing and locking credit as well as why locking might be a better choice for you.
  • Avoiding a Single Point of Financial Failure – Diversify, control debt, save (a lot), and have a financial backstop. This article explains why using excerpts from one of my favorite books Creativity Inc.
  • Myth Busting Index Investing – The best argument for passive investing: “…passive investors earn the market return less low costs, in aggregate, active investors must earn the same market return less high costs.”
  • How To Get To Your Retirement Number Faster – Like potty breaks on a road trip, investment breaks interrupt progress to retirement. I took an investment break once – cost me $50,000.
  • Quit Your Job and Move Abroad…or retire from the military.
  • Retire Early with Real Estate – I just started this book and expect to do a review at some point. So far it’s pretty good, by which I mean relatively entertaining and quite educational.,
  • We’re Measuring the Economy All Wrong – This is an opinion piece from the New York Times. The premise is that even though by traditional measures (unemployment rate, GDP growth) the economy has fully recovered from the Great Recession, the finances of most families have not. Regardless of where you are on the political spectrum, this is a thought-provoking read.


Submit a Comment

Your email address will not be published. Required fields are marked *

Share This